My AAA guy referred me to this company for classic car insurance. After about a week I received a notice saying my policy was going to be cancelled, because they didn't have pictures of all 4 sides of the vehicles. I went to AAA and they e-mailed the pictures, then they said my daughters couldn't drive the cars because their policies(for their own cars) wasn't large enough, so we increased them. After about an hour on the phone with them it seemed to be straightened out. About a week later I received a premium refund for my insurance policy which was no longer in effect. They had cancelled me because one of my daughters car is over 20 years old. they failed to mention this to us as a requirement in our hour long telephone conversation before and cancelled me with no notice. I would not recommend this company to anyone! It seemed they were looking for a reason not to do business with me, I will take my business elsewhere and will tell anyone who will listen what a horrible company this is.